3957 GAREYS FERRY Way
Middleburg, FL 32068
$434,900
Zero down. Closing costs fully paid. A rate buydown that hits different when you realize your mortgage could be less than your rent.
The Tomoka delivers 4 bedrooms, 3 bathrooms, and 2,102 square feet of thoughtfully designed space -- generously sized closets in every bedroom, an upstairs loft perfect for a playroom or home office, and a covered patio made for year-round outdoor living. Every home at Jennings Farm includes quartz countertops, stainless steel appliances, recessed lighting, and smart-home technology. All included. Just move in.
Gated community. $3 million amenity center. Pool. Pickleball. No CDD fees. Read that again.
Zoned to A-rated schools. Right off HWY 21 for an easy commute to NAS Jax and downtown Jacksonville. Black Creek boat ramp around the corner. Jennings State Forest and Gold Head Branch State Park nearby.
Built by LGI Homes -- nationally trusted, locally delivered. Ask about qualification requirements today.
| Listing Id: | 2146569 |
|---|---|
| List Price: | $434,900 |
| Close Price: | $434,900 |
| Close Date: | 2026-08-14 |
| Property Type: | Residential |
| Property Sub Type: | Single Family Residence |
| Status: | Closed |
| Bedrooms Total: | 4 |
| Bathrooms Full: | 2 |
| Bathrooms Half: | 1 |
| Living Area: | 2,085 |
| Association Fee: | $110 |
| Tax Annual Amount: | $5,497 |
| Lot Size Square Feet: | 6,098.4 |
| Lot Size Acres: | 0.14 |
| Waterfront?: | No |
| City: | Middleburg |
| County Or Parish: | Clay |
| Subdivision Name: | Jennings Farm |
| Postal Code: | 32068 |
| Year Built: | 2024 |
| Appliances: | Disposal, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator |
| List Agent Full Name: | TAMMY BARANOWSKI |
| Co List Agent Full Name: | BROOKE HEWITT |
| Cooling: | Central Air |
| Elementary School: | Middleburg |
| Furnished: | Unfurnished |
| Lot Size Units: | Acres |
| Levels: | Two |
| Middle Or Junior School: | Lake Asbury |
| Heating?: | Yes |
| Bathrooms Total Integer: | 3 |
| Cooling?: | Yes |
| State Or Province: | FL |
| Interior Features: | Breakfast Bar, Ceiling Fan(s), Entrance Foyer, Pantry, Walk-In Closet(s) |
| Listing Terms: | Cash, Conventional, FHA, USDA Loan, VA Loan |
| Association?: | Yes |
| Association Fee Frequency: | Monthly |
| Stories: | 2 |
| Utilities: | Cable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected |
| Property Condition: | Updated/Remodeled |
| Listing Contract Date: | 2026-05-19 |
| Electric: | 200+ Amp Service |
| Association Amenities: | Playground, Pickleball |
| High School: | Middleburg |
| Laundry Features: | In Unit |
| Roof: | Shingle |
| Lot Size Area: | 0.14 |
| Parcel Number: | 07052500907600698 |
| Possession: | Close Of Escrow |
| Current Use: | Residential, Single Family |
| Documents Change Timestamp: | 2026-05-22T00:26:05Z |
| Heating: | Central |
| Construction Materials: | Frame |
| Garage?: | Yes |
| Directions: | Jennings Farm to Gareys Ferry way |
| MLS Area Major: | 142-Middleburg East |
| Living Area Source: | Builder |
| Flooring: | Carpet |
| Garage Spaces: | 2.0 |
| MLS Area Minor: | 142-Middleburg East |
| Water Source: | Public |
| Zoning Description: | PUD |
| Dpr Eligible Dpr Eligible: | No |
| Tax Year: | 2025 |
| Entry Level: | 1 |
| Parking Total: | 2 |
| Bathrooms Total Decimal: | $2.50 |
| General Property Information Cdd Fee Yn: | No |
| General Property Information Accessory Dwelling Unit Yn: | No |
| General Property Information Accessibility Features Yn2: | No |
| Approval Status: | Yes |
| General Property Information Homestead Yn: | No |
| General Property Information Pool Private Yn: | No |
| General Property Information Yn092: | No |
| Contingency Reason: | Financing |
| Rental Restrictions: | No Minimum |
| Parking Features 2: | Garage |
Listing Courtesy of: MOMENTUM REALTY
Listing Agent: TAMMY BARANOWSKI
904-708-0468
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realMLS data last updated on October 08, 2026 06:28 PM - ET.
Property Last Updated: October 08, 2026 06:28 PM - ET
